LOOKING FOR SOMETHING?
WHAT DOES IT TAKE TO BE
A HABITAT HOMEOWNER?
Habitat for Humanity home ownership provides secure, affordable housing to low-income individuals or families who have been living in substandard rental units. Habitat for Humanity believes home ownership is a vital step in creating self-esteem in both families and neighborhoods, and is the best way to break successive generations of poverty.
HABITAT FOR HUMANITY IS AN EQUAL OPPORTUNITY PROGRAM
INDIVIDUALS OR FAMILIES ARE SELECTED BASED ON THE FOLLOWING:
1. Level of need.
2. Willingness to participate in the process, accept responsibility and be advocates for Habitat and its mission on nantucket.
3. You are unable to qualify for a conventional mortgage financing for a market rate home.
4. Ability to make timely mortgage and escrow payments.
Every Habitat affiliate follows a nondiscriminatory policy for family selection. Neither race nor religion is a factor in choosing families who receive Habitat houses. Individuals from all races, sexes, and creeds are encouraged to apply.
TO QUALIFY
POTENTIAL
HOMEOWNERS
AND THEIR
PARTNERS MUST:
SPOUSES OR
FOR A HOME
-
You are in critical need of year -round affordable housing, and
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You are willing to complete the required “sweat equity” on your home and other Habitat projects (350 hours) and
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You are eligible, under the income and asset limits, and
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You are able to make monthly housing payments of approximately $985 to $1,115
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You are unable to qualify for conventional mortgage financing for a market rate home, and
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You are a first -time home buyer (some exceptions apply; see application packet for more information)
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You are a U.S. Citizen or Permanent Resident.
ALL INFORMATION GATHERED IN THE APPLICATION PROCESS IS CONSIDERED CONFIDENTIAL AND IS USED ONLY FOR OUR SELECTION PROCESS
BEFORE YOU APPLY TAKE A LOOK AT THE
FAMILY SELECTION GUIDELINES & REQUIREMENTS:
(Click to open)
WHAT YOU CAN DO TO GET READY FOR YOUR HABITAT HOME!
● Apply for a home mortgage and receive a pre-approval letter from a residential mortgage lender.
● Prepare a Housing Need Statement/Letter: Why do you need a Habitat home? Describe any circumstance about your current housing that relates to your serious need for an affordable home: poor condition of current residence, overcrowded living conditions, high rent compared to income, being homeless or at high risk.
● Have a copy of your U.S. birth certificate, or U.S. certification of birth abroad, US passport, or certificate of naturalization, or permanent resident.
Habitat for Humanity will be building 6 homes starting in March 2024. Two three-bedrooms single family homes, two two-bedroom single family homes and a two-unit duplex with two bedrooms. All homes will have two bathrooms and an unfinished basement.
Applications will be available sometime in mid-April.
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